Podcast: Play in new window | Download (Duration: 33:36 — 23.1MB)

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What happens when tourism expertise meets a passion for pageants and photography? Something magical, as Krishna Goodwin demonstrates in this captivating conversation about professional imagery, personal branding, and finding your true path.

Krishna pulls back the curtain on her journey from Sullivan County Tourism Director to sought-after photographer, revealing how her husband's hobby unexpectedly launched her into a specialized career capturing stunning headshots for pageant contestants and professionals alike. With remarkable emotional intelligence and 30 years of pageant experience, Krishna has developed an uncanny ability to identify and minimize insecurities, helping clients present their best, authentic selves to the world.

"We look in the mirror and see something different than maybe what everybody else sees," Krishna explains, sharing her philosophy that exceptional photography isn't just technical skill—it's understanding people. Through her work with beauty queens, realtors, and corporate professionals, she demonstrates why professional headshots matter more than ever in our digital-first world, where first impressions often happen before you walk through the door.

Beyond photography techniques, Krishna offers wisdom about career pivots, finding mentors, and embracing discomfort as a pathway to growth. Her faith-centered approach to business—"When I gave my business to God, it brings me the clients He wants me to have"—provides a refreshing perspective on professional success that prioritizes meaning over volume.

Ready to upgrade from backyard selfies to images that truly represent your personal brand? Listen now and discover why Krishna believes your headshot is more than just a photo—it's your calling card to the world.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 31:17 — 21.5MB)

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Navigating today's mortgage market doesn't have to be overwhelming. Steve Reed of Benchmark Home Loans joins us to cut through the confusion with straightforward talk about what's really happening with housing inventory, interest rates, and smart loan shopping in 2024.

The real estate landscape has noticeably shifted from the frenzy of 2021-2022. We're seeing about 20% more inventory compared to last year, with homes typically staying on market for 30-90 days instead of hours or days. While this feels dramatically different after the pandemic market, Steve explains it's actually a return to historical norms. Properties priced right and in good condition still move quickly, while overpriced homes or those needing significant repairs linger longer.

Interest rates present perhaps the biggest source of consumer confusion. Steve dismantles the myth of "the rate" by explaining how your personal mortgage rate depends on at least 27 different factors including credit score, down payment, property type, location, debt-to-income ratio, and intended use. While average rates currently hover between 6.5-6.75%, the good news is they're trending downward as inflation stabilizes. 

One of our most valuable discussions centers on rate shopping and the potentially deceptive practice of advertising rock-bottom rates without disclosing required points. Steve breaks down how paying points works mathematically – showing that on a $300,000 loan, the difference of 1/8% in rate equals merely $24 monthly (or "two Starbucks lattes"). This perspective helps frame the true value proposition of working with knowledgeable local lenders versus chasing marginally lower advertised rates from big-box lenders.

First-time homebuyers receive special attention as Steve emphasizes their need for education, certainty, and guidance through the biggest purchase they've likely ever made. When every dollar counts, having clear expectations about down payments, closing costs, and monthly obligations becomes crucial. The value of working with experienced professionals who provide transparency and personalized service far outweighs potentially saving a few dollars monthly.

Ready to explore your mortgage options with professionals who prioritize education and transparency? Connect with our team today to discuss your specific situation and goals.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 33:50 — 23.3MB)

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Join us for a dynamic episode where we explore the incredible impact of youth fast-pitch softball on the Northeast Tennessee community, featuring special guest Tina Gale. With nearly two decades of experience, Tina has transformed local sports by creating the Diamond Classic tournaments, bringing together families and young athletes in exhilarating competition each year.

Dive into the story of how Tina began her journey, fueled by a passion for empowering young girls through sports. She shares valuable insights into the economic benefits of these tournaments, highlighting how they attract hundreds of families and generate substantial revenue for local businesses, from hotels to restaurants. But it isn’t just about the numbers; Tina emphasizes the life skills and self-esteem these young players gain from competing and collaborating on the field.

Learn how parents can help their children take their first steps into softball, whether starting at recreational leagues or transitioning to travel teams. This engaging discussion also features heartwarming anecdotes about young athletes who have transitioned from these tournaments to collegiate-level play, showcasing the nurturing environment Tina has cultivated over the years.

As we reflect on the importance of fostering community through activities and sports, tune in to discover how you can get involved and support local softball. Don't forget to subscribe, share, and leave a review if you find value in our work—your engagement helps us to continue shining a light on the amazing stories within our community!

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 30:25 — 21.0MB)

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Discover how Thermodynamic Health, led by Kevin Corbett, is revolutionizing wellness in Northeast Tennessee. In this engaging episode, Kevin candidly shares his battle with chronic pain, revealing how it motivated him to create a holistic health center that emphasizes natural therapies over conventional medication.

From innovative modalities like cryotherapy and contrast therapy to essential discussions on the role of community in health, this episode delivers compelling insights into reclaiming wellness intertwined with personal experience. Explore the science behind therapies designed to reduce inflammation and boost cellular health.

Thermodynamic Health aims to be a sanctuary for those seeking alternatives to traditional medical routes, providing a varied, integrative approach to healing. Whether you’re struggling with chronic issues or simply want to optimize your overall wellness journey, Kevin offers practical advice and encouragement.

We invite you to connect with these ideas while taking the first steps toward understanding your health better. For listeners curious about natural treatment options and collaborative care processes, this episode serves as an essential guide to navigating today's complex healthcare landscape.

Join us for an enlightening conversation and connect with us further by checking out Thermodynamic Health’s website and social media. Your health journey is waiting—let's embark on this path together!

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 29:48 — 20.5MB)

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Join us as we sit down with the inspiring Karen Hubs from Goose Chase, a visionary who is turning a wild idea into a transformative movement for the fitness community in East Tennessee. Discover how Karen, inspired by the metaphor of a 'wild goose chase' from Mark Batterson's "The Circle Maker," left a 15-year career at the Chamber of Commerce to create her own path in the world of health and wellness. Learn how she spearheaded Fit Fest, a vibrant festival encouraging everyone to find joy in physical activity, from pickleball to taekwondo, and the overwhelming success of her community walking program. As we gear up for the next Fit Fest at the Memorial Park Community Center, Karen shares insights on how this initiative is reshaping East Tennessee’s approach to health, aiming to lift the state from its historical health rankings.

Karen’s journey isn't just about fitness; it’s a story of passion, faith, and entrepreneurship. She takes us behind the scenes of Goose Chase, revealing the deeply personal experiences that spurred her collaborations with Make-A-Wish and Ronald McDonald House. We explore her latest venture, Run 423, a local clothing brand celebrating the legacy of the area’s original area code, and the creative ways she’s expanding into new markets. Karen’s story is a testament to the power of stepping outside comfort zones, revisiting childhood interests, and aligning with one’s true calling. Whether you're looking to be inspired by Karen’s entrepreneurial spirit or eager to find your own path to wellness, this episode promises insights and stories that resonate deeply with anyone ready to pursue their passions.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 29:48 — 20.5MB)

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Join us as we sit down with the inspiring Karen Hubs from Goose Chase, a visionary who is turning a wild idea into a transformative movement for the fitness community in East Tennessee. Discover how Karen, inspired by the metaphor of a 'wild goose chase' from Mark Batterson's "The Circle Maker," left a 15-year career at the Chamber of Commerce to create her own path in the world of health and wellness. Learn how she spearheaded Fit Fest, a vibrant festival encouraging everyone to find joy in physical activity, from pickleball to taekwondo, and the overwhelming success of her community walking program. As we gear up for the next Fit Fest at the Memorial Park Community Center, Karen shares insights on how this initiative is reshaping East Tennessee’s approach to health, aiming to lift the state from its historical health rankings.

Karen’s journey isn't just about fitness; it’s a story of passion, faith, and entrepreneurship. She takes us behind the scenes of Goose Chase, revealing the deeply personal experiences that spurred her collaborations with Make-A-Wish and Ronald McDonald House. We explore her latest venture, Run 423, a local clothing brand celebrating the legacy of the area’s original area code, and the creative ways she’s expanding into new markets. Karen’s story is a testament to the power of stepping outside comfort zones, revisiting childhood interests, and aligning with one’s true calling. Whether you're looking to be inspired by Karen’s entrepreneurial spirit or eager to find your own path to wellness, this episode promises insights and stories that resonate deeply with anyone ready to pursue their passions.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 31:17 — 21.5MB)

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Could AI be the hammer that builds or the hammer that breaks? Join us as we venture into the transformative world of AI with Austin Ramsey, the innovative CEO of Point Tech. We explore the promise and peril of artificial intelligence, from its potential to revolutionize industries like real estate to its role in medical breakthroughs and the ever-present threat to privacy and data security. Austin shares his insights from recent trips and collaborations, painting a vivid picture of how AI is reshaping the business landscape.

Dive into the heart of Northeast Tennessee's vibrant business climate under the new administration, where optimism meets action. Austin reflects on the swift governmental response to recent devastations and the emphasis on transparency in governance. We also examine the significant investments in AI by giants like OpenAI, Oracle, and Microsoft, setting the stage for AI's thrilling yet daunting evolution. The journey isn't just about technology—it's about the human connection that Austin fosters through Point Tech, empowering businesses to navigate these changes with confidence.

As the competition heats up, we look at the dynamic landscape where tech titans like Elon Musk are pushing the boundaries of what's possible. From the historical context of AI's rapid advancement to navigating cybersecurity threats, this episode is a treasure trove of knowledge. Austin's unique approach integrates the human element into technology, ensuring that businesses can focus on their passions while leaving their tech worries behind. This engaging discussion is a must-listen for anyone eager to understand the intersection of technology, business, and personal connection.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 33:24 — 23.0MB)

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Kylie Wade from Organizing for Life joins us to share her incredible journey from project management and marketing to transforming cluttered spaces into serene havens. Discover how her unique concept of "visual victories" empowers her clients to achieve remarkable organizational results in just six hours. Whether you're a busy parent or feeling overwhelmed by clutter, Kylie's insights will inspire you to rethink your approach to home organization and tap into the potential for immediate change.

The conversation takes an intriguing turn as we explore the influence of Amazon's delivery services on modern organization practices. Kylie provides a detailed look into her consultative process, which includes a no-cost discovery call and a personalized approach to decluttering and reorganizing spaces. Her commitment to creating a judgment-free zone ensures that clients receive tailored solutions that seamlessly integrate into their lives, resulting in functional and deeply satisfying environments.

As life changes and schedules become busier, maintaining an organized home can feel like a daunting task. Kylie shares her experiences in establishing a business that fills the gap for home maintenance services, offering solutions that ease the chaos of relocation through comprehensive concierge moving services. From choosing reliable movers to crafting personalized storage solutions, she highlights the importance of decluttering before a move and creating spaces that reflect personal style and needs. Connect with us on our Instagram and website to explore more organizing tips and stories that can transform your lifestyle.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 29:08 — 20.1MB)

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Discover the essential strategies for first-time homebuyers with our guest, Steve Reed, owner-proprietor of Benchmark Home Loans. We promise to equip you with the knowledge to navigate the tricky terrain of the 2025 housing market with confidence. Steve and I discuss the vital importance of selecting the right realtor and lender, steering clear of the common pitfall of relying solely on advertised interest rates or limited research. Rising interest rates have many potential buyers on edge, but with our insights, you can make informed decisions that work in your favor.

As we look ahead to the broader housing market trends of 2025, expect a refreshing shift toward more traditional home price appreciation, offering hope for increased affordability. Steve and I explore the intersection of interest rates, inflation, and wage growth, and how these elements might be influenced under a new presidential administration. We shed light on the wage growth disparity between job changers and stayers, offering a nuanced view of the economic landscape and its implications for home affordability.

Our conversation wouldn't be complete without addressing real estate market concerns, particularly the rising insurance premiums in disaster-prone regions like Florida. We stress the importance of engaging with insurance agents early in the homebuying process to avoid unexpected costs. Lastly, we proudly share our expertise in residential mortgage lending across Southeastern states, extending an invitation for personalized guidance. Reach out to us for support as you embark on your homebuying journey, and remember to like, rate, and review our podcast if you find our insights helpful.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

Podcast: Play in new window | Download (Duration: 35:06 — 24.2MB)

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To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.